Best States To Retire In and the Reasons Why

Choosing where to spend your golden years is one of the most exciting parts of retirement planning. In this guide to the Best States To Retire In, we’ll explore the places that stand out for cost of living, healthcare, safety, and pure happiness. From america’s happiest states to quiet corners full of charm and low taxes, these destinations make it easy to create your ideal retirement lifestyle ideas.
Top 10 Best States To Retire In

Every retiree dreams differently — some want endless sunshine and beaches, while others crave small-town peace or four seasons of natural beauty. The Best States To Retire In combine affordable living, quality healthcare, safety, and happiness. Using insights from recent reports like the Cost of Living Map USA and data from america’s happiest states, we’ve rounded up the top choices that make retirement both practical and joyful.
10. Maine 🌅 — Coastal Calm & Community Living
Maine is a peaceful haven for retirees who love ocean views, small-town charm, and the beauty of all four seasons. It’s one of the Best States To Retire In if you crave clean air, safety, and a slower, more intentional pace of life.
Why it’s great:
- Weather: Mild, pleasant summers and crisp autumns, with snowier winters inland and along the mountains.
- Cost of living: Slightly above the national average, but offset by moderate property taxes and a lower crime rate.
- Healthcare: Excellent healthcare access through Maine Medical Center in Portland and the Northern Light Health network statewide.
- Community & safety: Small, tight-knit coastal towns like Camden and Kennebunkport offer genuine friendliness and community involvement.
- Recreation: Lighthouses, hiking trails, kayaking, local farmers’ markets, and a strong culture of outdoor living.
Top retirement cities:
- Portland – Coastal arts, good healthcare, and foodie culture.
- Camden – Beautiful harbor views and a welcoming community.
- Kennebunkport – Classic coastal village with New England charm.
- Bar Harbor – Gateway to Acadia National Park.
- Brunswick – College-town vibe and easy access to Portland.
Cost snapshot:
- Average home price: Around $375,000 (2025 est.).
- Property tax: ~1.1%, slightly above the U.S. average.
- Climate: Cool summers, vibrant falls, and crisp winters near the coast.
Happiness factor: Maine consistently ranks high for safety and quality of life. Its peaceful pace, ocean air, and sense of community attract retirees seeking authenticity and connection — true hallmarks of a joyful retirement lifestyle.
Joy tip: Keep a cozy blanket and a travel journal close by — Maine mornings are perfect for quiet reflection and seaside coffee moments.
9. Virginia ⚓️ — History, Healthcare & Coastal Charm
Virginia offers retirees a balanced lifestyle with beaches, mountain views, and world-class healthcare. It’s one of the Best States To Retire In for those who want mild seasons, safety, and a strong cultural heartbeat.
Why it’s great:
- Weather: Four mild seasons, ideal for retirees who enjoy a mix of sunshine and occasional snow.
- Cost of living: Close to the national average; Virginia doesn’t tax Social Security benefits.
- Healthcare: Exceptional care through UVA Health, VCU Medical Center, and Inova Fairfax, all nationally recognized.
- Community & safety: Friendly residents, walkable neighborhoods, and a strong emphasis on history and the arts.
- Recreation: Stroll through Colonial Williamsburg, hike Skyline Drive, or spend weekends along the Chesapeake Bay.
Top retirement cities:
- Williamsburg – Historic charm with modern amenities.
- Charlottesville – Lively college town surrounded by vineyards.
- Virginia Beach – Oceanfront living with a mild coastal climate.
- Roanoke – Affordable mountain city with Southern hospitality.
- Fredericksburg – Walkable town rich in history and charm.
Cost snapshot:
- Average home price: About $390,000 (2025 est.).
- Property tax: ~0.8%, below the U.S. average.
- Climate: Mild winters, warm summers, and beautiful springs.
Happiness factor: Virginia often lands on lists of America’s happiest states, offering safety, scenic variety, and a strong sense of belonging. It’s the kind of place where culture and comfort meet — making it one of the Best Places For Retirees nationwide.
Joy tip: Invest in a national park pass and explore Virginia’s many trails and lookouts — from the Blue Ridge Mountains to the Chesapeake coast, joy is always just a short drive away.
8. Oregon 🌲 — Eco-Friendly Lifestyle & Scenic Variety
Oregon is a dream for retirees who love nature, fresh air, and a thoughtful, eco-minded lifestyle. It’s one of the Best States To Retire In if you want balance — coastal drives, mountain hikes, and a relaxed pace without losing access to great healthcare and culture.
Why it’s great:
- Weather: Four distinct seasons, with mild, rainy winters west of the Cascades and dry, sunny summers in the east.
- Cost of living: Around 8% above the national average, but Oregon has no state sales tax, which helps your retirement budget go further.
- Healthcare: Strong hospital systems like Oregon Health & Science University (Portland) and Providence Health provide excellent senior care.
- Community & safety: Progressive, welcoming cities with a focus on sustainability and wellness.
- Recreation: From the rugged Oregon Coast to Crater Lake National Park and the Columbia River Gorge, outdoor options are endless.
Top retirement cities:
- Bend – Outdoor paradise with year-round sunshine.
- Portland – Cultural, walkable, and rich in healthcare options.
- Eugene – Artsy, green, and relaxed college-town energy.
- Medford – Warmer climate, affordable, and close to vineyards.
- Ashland – Theater, mountain views, and a creative community.
Cost snapshot:
- Average home price: About $475,000 (2025 est.).
- Property tax: ~0.9%, near the national average.
- Climate: Rainier on the coast and in the Willamette Valley; sunnier and drier east of the Cascades.
Happiness factor: Oregon often appears on America’s happiest states lists thanks to its nature-focused mindset and work-life balance. For retirees, that translates to slower living, stronger community, and plenty of time outdoors.
Joy tip: Keep a reusable coffee tumbler and rain jacket by the door — Oregon mornings are made for scenic drives, farmers’ markets, and cozy stops at local cafés.
7. Texas 🤠 — Low Taxes & Endless Variety
Texas offers retirees affordable living, strong healthcare, and no state income tax — making it one of the most practical places to retire United States.
Why it’s great:
- Weather: Warm to hot, with mild winters (especially in Central and South Texas).
- Cost of living: About 10% below the national average; no income tax helps savings go further.
- Healthcare: Excellent facilities like the Texas Medical Center (Houston) and Baylor Scott & White network.
- Community & safety: Big-city hospitals with small-town hospitality.
- Recreation: Lakes, golf, coastal getaways, live music, and BBQ trails.
Top retirement cities:
- Georgetown – Known for Sun City, a top-rated 55+ community.
- Fredericksburg – Hill Country charm with wineries and markets.
- San Antonio – Affordable, cultural, and full of history.
- Galveston – Oceanfront relaxation on a budget.
- McAllen – One of the most affordable U.S. cities for retirees.
Cost snapshot:
- Average home price: About $345,000 (2025 est.).
- Property tax: ~1.6%, above average but balanced by tax-free income.
- Climate: Varies by region — coastal humidity or dry hill country air.
Happiness factor: Texas ranks high for friendliness, freedom, and affordability, making it a strong contender for America’s happiest states list.
Joy tip: Keep a road-trip cooler ready — weekend getaways to lakes, beaches, and small towns are part of the Texas lifestyle.
6. South Carolina 🌊 — Southern Charm & Coastal Living
South Carolina is warm, scenic, and affordable — one of the Best Places For Retirees who dream of golf, beaches, and friendly communities.
Why it’s great:
- Weather: Warm and humid with mild winters and long summers.
- Cost of living: About 4% below the national average. Low property taxes and partial Social Security exemption.
- Healthcare: Excellent hospitals in Charleston and Greenville.
- Community & safety: Tight-knit coastal neighborhoods and laid-back pace.
- Recreation: Golfing, fishing, coastal dining, and charming historic towns.
Top retirement cities:
- Charleston – Coastal charm and top-rated healthcare.
- Hilton Head Island – Golf, cycling, and relaxed island life.
- Greenville – Affordable, walkable, and full of art and dining.
- Beaufort – Historic streets and friendly neighbors.
- Myrtle Beach – Budget-friendly beach destination.
Cost snapshot:
- Average home price: About $365,000 (2025 est.).
- Property tax: ~0.5%, among the lowest nationwide.
- Climate: Humid subtropical with ocean breezes.
Happiness factor: South Carolina ranks high in America’s happiest states for its welcoming nature and outdoor recreation.
Joy tip: Bring a beach tote and sun hat — retirees here spend as much time outdoors as possible.
5. North Carolina 🌳 — Mountains, Coastlines & Mild Living
North Carolina offers the best of both worlds: scenic mountains in the west and peaceful beaches in the east. It’s one of the Best States To Retire In for its mix of affordability, mild weather, and vibrant community life — ideal for retirees seeking comfort, connection, and everyday adventure.
Why it’s great:
- Weather: Four gentle seasons with warm summers and mild winters — perfect for those who love variety without harsh cold.
- Cost of living: Roughly 6% below the national average. Housing and property taxes remain affordable, especially outside major metro areas.
- Healthcare: Excellent access to care through Duke University Health System, UNC Medical Center, and Atrium Health.
- Community & safety: Southern hospitality, strong community ties, and a relaxed pace of life make North Carolina feel instantly welcoming.
- Recreation: Hiking the Blue Ridge Mountains, strolling along the Outer Banks, kayaking at Lake Norman, or exploring Asheville’s creative downtown scene.
Top retirement cities:
- Asheville – Artistic mountain town with great weather and healthcare.
- Raleigh – Affordable, educated community with top-rated hospitals.
- Wilmington – Relaxed coastal city with historic charm.
- Hendersonville – Small-town warmth and mountain beauty.
- Chapel Hill – Safe, intellectual, and full of lifelong learning opportunities.
Cost snapshot:
- Average home price: About $360,000 (2025 est.).
- Property tax: ~0.8%, below the U.S. average.
- Climate: Coastal humidity in the east, cooler mountain air in the west.
Happiness factor: North Carolina ranks among America’s happiest states for retirees thanks to its balance of beauty, affordability, and friendliness. Whether you want to sip sweet tea by the sea or hike mountain trails, it’s easy to build a joyful retirement lifestyle here.
Joy tip: Bring a travel journal to document your favorite drives along the Blue Ridge Parkway or beach walks in the Outer Banks — every corner of this state feels like a postcard.
4. Colorado 🏔 — Active Living & Mountain Views
Colorado is perfect for retirees who thrive outdoors. With over 300 days of sunshine and clean mountain air, it’s one of the Best States To Retire In for active adults seeking wellness and scenic adventure.
Why it’s great:
- Weather: Sunny, low-humidity climate with mild winters in many regions.
- Cost of living: Around 5% above the national average. Social Security income is not taxed, and property taxes are low.
- Healthcare: High-quality medical systems like UCHealth, SCL Health, and Centura Health.
- Community & safety: Friendly, health-conscious culture that values outdoor connection.
- Recreation: Endless trails, skiing, fly-fishing, and hiking in Rocky Mountain National Park.
Top retirement cities:
- Colorado Springs – Affordable, scenic, and ranked as one of the top cities for retirees.
- Fort Collins – Safe, walkable, and close to nature.
- Loveland – Smaller city charm with lakes and art festivals.
- Grand Junction – Desert beauty, wineries, and slower pace.
- Littleton – Suburban comfort near Denver amenities.
Cost snapshot:
- Average home price: Around $500,000 (2025 est.).
- Property tax: ~0.5%, among the lowest in the U.S.
- Climate: Dry air, bright skies, snowy winters in higher elevations.
Happiness factor: Colorado consistently ranks among America’s happiest states, largely thanks to its outdoorsy culture and community engagement.
Joy tip: Keep lightweight hiking shoes and a refillable water bottle nearby — spontaneous mountain walks are part of everyday life here.
3. Tennessee 🎶 — Friendly Faces & Tax-Free Living
Tennessee combines affordability, music, and mountains — one of the most well-rounded Best States To Retire In for easy living.
Why it’s great:
- Weather: Four mild seasons with minimal snow.
- Cost of living: 13% below average; no state income tax.
- Healthcare: Great facilities in Knoxville, Nashville, and Chattanooga.
- Community & safety: Kind, close-knit neighborhoods with strong values.
- Recreation: Smoky Mountains, lakes, and live music scenes.
Top retirement cities: Franklin • Knoxville • Chattanooga • Cookeville • Maryville
Cost snapshot:
- Average home price: $360,000 (2025 est.)
- Property tax: 0.7%
- Climate: Warm summers, mild winters
Happiness factor: Tennessee’s charm and affordability make it one of America’s happiest states to retire.
Joy tip: Keep a picnic blanket in your car — you’ll find countless scenic spots for spontaneous lunches outdoors.
2. Arizona 🌞 — Warm Weather & Active Living
Arizona is a dream for retirees who love sunshine, desert landscapes, and year-round outdoor adventures. Known for its dry climate and affordable living, it’s one of the Best States To Retire In for active adults who want a slower pace without giving up excitement.
Why it’s great:
- Weather: Over 300 days of sunshine a year with low humidity — ideal for those escaping cold winters.
- Cost of living: Slightly below the national average. Arizona doesn’t tax Social Security income, which helps retirees stretch their savings.
- Healthcare: Excellent access to quality care, especially in cities like Phoenix, Tucson, and Scottsdale. The Mayo Clinic in Scottsdale is nationally recognized.
- Safety & community: Many master-planned 55+ communities with strong social programs and low crime rates.
- Recreation: Golf, hiking, and exploring natural wonders like Sedona and the Grand Canyon make staying active easy and fun.
Top retirement cities:
- Scottsdale – Upscale desert living with golf, dining, and healthcare excellence.
- Tucson – Artsy, affordable, and surrounded by mountains.
- Prescott – Four mild seasons, charming downtown, and small-town friendliness.
- Mesa – Budget-friendly, family-oriented, and home to many active-adult communities.
- Sedona – Red-rock beauty and spiritual energy for peaceful living.
Cost snapshot:
- Average home price: Around $425,000 (2025 est.), lower in smaller towns.
- Property tax: ~0.6%, among the lowest in the country.
- Climate: Hot summers, mild winters, and clear desert air.
Happiness factor: Arizona ranks among America’s happiest states for retirees, thanks to its sunshine, nature, and vibrant social scene. Its focus on outdoor living supports both physical and emotional well-being.
Joy tip: Keep a pair of lightweight hiking shoes and a refillable water bottle handy — you’ll want to explore Arizona’s endless trails and sunshine all year long.
1. Florida 🌴 — Sunshine, Simplicity & Coastal Joy
It’s no surprise Florida tops nearly every list of the Best States To Retire In. With warm weather, low taxes, and hundreds of vibrant retirement communities, it’s a favorite for anyone dreaming of a relaxed and active retirement lifestyle.
Why it’s great:
- Weather: Over 230 days of sunshine a year and mild winters make it perfect for outdoor living.
- Cost of living: Around the national average, but Florida has no state income tax, which stretches your retirement dollars further.
- Healthcare: More than 300 hospitals, including world-class options like Mayo Clinic (Jacksonville) and Cleveland Clinic (Weston).
- Safety & community: Many cities rank high for safety and senior-friendly amenities, with strong social networks for retirees.
- Recreation: From kayaking in mangroves to golfing year-round, Florida is made for movement and connection.
Top retirement cities:
- Naples – Upscale coastal living with top-rated healthcare.
- Sarasota – Cultural energy, beaches, and artsy community.
- The Villages – America’s largest retirement community with 50+ golf courses.
- St. Petersburg – Urban arts and sunshine on the Gulf Coast.
- Fort Myers – Affordable, friendly, and relaxed beach vibe.
Cost snapshot:
- Average home price: About $410,000 (2025 est.)
- Property tax: ~0.9%, below the national average.
- Climate: Tropical to subtropical — warm winters, hot summers, ocean breezes.
Happiness factor: Florida consistently ranks among America’s happiest states, thanks to its sunny climate, outdoor lifestyle, and community-focused spirit.
Joy tip: Keep a retirement planner or travel journal to track monthly budgets, bucket-list beaches, and local events — the perfect way to savor your new life after retirement under the sun.
Best Places For Retirees

Choosing the right retirement spot comes down to lifestyle, affordability, safety, and access to good healthcare. These ten cities consistently rank among the Best Places For Retirees in the United States, offering a great balance between cost, comfort, and community.
1. Naples, Florida 🌴 — Sunshine & Sophistication
Naples combines luxury and leisure with a friendly small-town atmosphere.
- Cost of living: About 11% above the U.S. average.
- Median home price: Around $627,000 (June 2025).
- Taxes: No state income tax.
- Healthcare: Strong senior-care network including NCH Baker Hospital and Physicians Regional.
- Why it’s great: Clean streets, high safety, world-class healthcare, and Gulf Coast beaches make Naples one of the most desirable coastal retirement spots.
2. Asheville, North Carolina 🌳 — Creative Energy & Mountain Calm
Asheville blends art, mountain scenery, and a welcoming community.
- Cost of living: Roughly 6% below the national average.
- Median home price: About $507,000 (June 2025).
- Taxes: Social Security income not taxed; property taxes below average.
- Healthcare: Mission Health ranks among North Carolina’s top hospitals.
- Why it’s great: Four gentle seasons, excellent healthcare, and an active downtown filled with music, food, and art.
3. Charleston, South Carolina 🌊 — Southern Grace & Coastal Peace
Charleston offers a rare blend of seaside charm, history, and walkability.
- Cost of living: About 4% above the national average.
- Median home price: Around $592,000 (June 2025).
- Taxes: Social Security exempt; senior deductions available.
- Healthcare: Excellent care from MUSC Health and Roper St. Francis.
- Why it’s great: Friendly residents, mild winters, and easy access to beaches and islands.
4. Prescott, Arizona 🌞 — Four Seasons & Mountain Views
Prescott delivers the beauty of Arizona with cooler weather and a tight-knit community.
- Cost of living: Close to the U.S. average.
- Median home price: Around $470,000 (2025).
- Taxes: No tax on Social Security; low property taxes.
- Healthcare: Yavapai Regional Medical Center offers quality senior care.
- Why it’s great: Affordable, scenic, and perfect for retirees seeking fresh air and outdoor recreation.
5. Greenville, South Carolina 💛 — Affordable, Walkable & Growing
Greenville shines for affordability and vibrant community life.
- Cost of living: Roughly 10% below the national average.
- Median home price: About $320,000 (2025).
- Taxes: Low property taxes and senior-friendly deductions.
- Healthcare: Prisma Health provides extensive medical coverage.
- Why it’s great: Beautiful downtown, mild weather, and abundant parks make Greenville a hidden gem for retirees.
6. Boise, Idaho 🌄 — Safe, Scenic & Friendly
Boise offers safety, outdoor living, and reasonable housing costs.
- Cost of living: Around the national average.
- Median home price: About $410,000 (2025).
- Taxes: Social Security income not taxed; modest property rates.
- Healthcare: St. Luke’s Regional Medical Center ranked top in Idaho.
- Why it’s great: Affordable, active, and community-focused — ideal for retirees who enjoy fresh air and small-city friendliness.
7. Portland, Maine 🌅 — Coastal Beauty & New England Charm
Portland balances New England charm with access to culture and care.
- Cost of living: Around 8% above the U.S. average.
- Median home price: About $525,000 (2025).
- Taxes: No tax on Social Security; property taxes vary by county.
- Healthcare: Maine Medical Center leads regional senior care.
- Why it’s great: Safe, walkable, and scenic — offering four seasons and a rich local food scene.
8. Bend, Oregon 🌲 — Outdoor Adventure & Sunshine
Bend attracts active retirees who love sunshine and nature.
- Cost of living: Around 15% above the U.S. average.
- Median home price: About $475,000 (2025).
- Taxes: No state sales tax; income tax applies to retirement income.
- Healthcare: St. Charles Health System provides solid medical support.
- Why it’s great: Sunny, clean, and community-oriented — ideal for an active retirement lifestyle.
9. Georgetown, Texas 🤠 — Affordable & Active
Georgetown, home to the renowned Sun City community, is one of the most popular places to retire in the United States.
- Cost of living: Around 8% below the U.S. average.
- Median home price: About $380,000 (2025).
- Taxes: No state income tax; property taxes higher than average.
- Healthcare: Easy access to Baylor Scott & White and Austin-area hospitals.
- Why it’s great: Warm weather, affordable homes, and a vibrant 55+ community with endless social events.
10. Coeur d’Alene, Idaho 🌄 — Lakeside Peace & Mountain Views
Coeur d’Alene offers tranquil lake living with mountain backdrops.
- Cost of living: Slightly above the national average.
- Median home price: About $440,000 (2025).
- Taxes: Social Security exempt; retiree income partly deductible.
- Healthcare: Kootenai Health provides quality local care.
- Why it’s great: Clean air, low crime, and a calm lakeside lifestyle make it a peaceful choice for retirement.
America’s Happiest States
Happiness in retirement goes far beyond sunshine. It’s about community, safety, healthcare access, and having time for the things that bring you joy. According to recent studies, these America’s Happiest States stand out for high life satisfaction, strong social ties, and quality of life — the perfect foundation for a fulfilling retirement lifestyle.
1. Hawaii 🌺 — The Gold Standard of Happiness
Hawaii regularly tops national happiness rankings thanks to its beauty, safety, and strong sense of community.
- Cost of living: Around 80% above the U.S. average — high, but balanced by unmatched quality of life.
- Median home price: About $820,000 (2025).
- Healthcare: Excellent access to top hospitals such as The Queen’s Medical Center (Honolulu).
- Why it’s happy: Year-round sunshine, outdoor living, and a culture of gratitude and connection.
2. Utah 🏜 — Community, Nature & Balance
Utah consistently ranks high in well-being and life satisfaction, particularly among retirees who value health and family.
- Cost of living: Slightly above the national average.
- Median home price: Around $495,000 (2025).
- Healthcare: High-performing systems in Salt Lake City and Provo.
- Why it’s happy: Safe cities, clean air, and an abundance of parks and trails encourage active, social living.
3. Minnesota ❄️ — Friendly Faces & Quality Care
Minnesota’s “Minnesota Nice” reputation extends well into retirement.
- Cost of living: Around the national average.
- Median home price: About $350,000 (2025).
- Healthcare: The world-renowned Mayo Clinic (Rochester) makes it a healthcare leader.
- Why it’s happy: Strong community spirit, excellent healthcare, and plenty of recreation make Minnesota one of the Best States To Retire In for peace of mind.
4. Colorado 🏔 — Active Living & Outdoor Joy
Colorado pairs stunning scenery with a health-conscious, social population.
- Cost of living: About 5% above the U.S. average.
- Median home price: Around $500,000 (2025).
- Healthcare: Excellent, with UCHealth and SCL Health systems ranked nationally.
- Why it’s happy: Clean air, year-round sunshine, and an active lifestyle contribute to some of the nation’s best well-being scores.
5. Vermont 🍁 — Nature, Safety & Simplicity
Vermont offers small-town living and peaceful surroundings ideal for reflective retirees.
- Cost of living: Around 10% above the U.S. average.
- Median home price: About $415,000 (2025).
- Healthcare: Strong statewide coverage through the University of Vermont Health Network.
- Why it’s happy: Low crime, community involvement, and access to nature help residents maintain a strong sense of happiness and balance.
6. New Hampshire 🏞 — Safety & Scenic Comfort
New Hampshire combines New England charm with fiscal responsibility and natural beauty.
- Cost of living: Slightly above national average.
- Median home price: About $475,000 (2025).
- Healthcare: High-quality care through Dartmouth Health and regional systems.
- Why it’s happy: Low crime, clean air, and strong community engagement make it one of America’s happiest states for retirees.
7. Florida 🌴 — Sunshine & Social Connection
Florida ranks high not just for warmth but for its social, active culture among retirees.
- Cost of living: Near national average.
- Median home price: Around $410,000 (2025).
- Healthcare: Over 300 hospitals statewide, with several nationally ranked.
- Why it’s happy: Sunshine, outdoor living, and a sense of freedom make Florida one of the Best Places For Retirees year after year.
8. Massachusetts ⚓️ — Education & Wellness
Massachusetts may have higher costs, but its healthcare and cultural access make it a joyful state for lifelong learners.
- Cost of living: About 35% above national average.
- Median home price: Around $645,000 (2025).
- Healthcare: Top-rated hospitals, including Mass General and Brigham and Women’s Hospital.
- Why it’s happy: Excellent healthcare, safety, and opportunities for volunteering and personal growth.
9. Washington 🌲 — Nature, Health & Balance
Washington blends urban sophistication with endless outdoor access.
- Cost of living: About 20% above the U.S. average.
- Median home price: Around $615,000 (2025).
- Healthcare: Highly ranked systems like Virginia Mason and Swedish Medical Center.
- Why it’s happy: Clean environment, diverse cities, and active lifestyle make Washington one of the top Us States for quality of life.
10. Wisconsin 🧀 — Community & Affordable Comfort
Wisconsin’s friendly small towns and affordable living make it an underrated retirement option.
- Cost of living: Around 7% below the national average.
- Median home price: About $310,000 (2025).
- Healthcare: Excellent care through UW Health and Froedtert Hospital.
- Why it’s happy: Affordable living, social events, and access to lakes and nature — a balanced and joyful way to retire.
These America’s Happiest States prove that joy in retirement comes from connection, community, and access to what matters most. Whether it’s beaches, mountains, or simple small-town life, happiness grows where you feel most at peace.
Your Joyful Next Chapter Awaits
Retirement isn’t the end of something — it’s the beginning of a more intentional, meaningful way of living.
If you loved this guide, you’ll also enjoy these related reads from The Keys to Joy:
- 25 Best Places To Retire United States
- Life After Retirement: What No One Tells You (But Should!)
- Transition To Retirement: Here Is What You Should Know
✨ Save this Pin for later so you can revisit these ideas anytime — and start planning where your happiest years will begin.

